@book{154150,
	author = {Heffernan, Shelagh A.,},
	title = {Modern banking},
	publisher = {Wiley,},
	year = {c2005.},
	address = {Chichester :},
	url = {https://ezproxy.taylors.edu.my/login?url=http://search.ebscohost.com/login.aspx?direct=true&scope=site&db=nlebk&db=nlabk&AN=130861}
}