@book{96468,
	author = {Ledgerwood, Joanna. and White, Victoria. and ebrary, Inc.},
	title = {Transforming microfinance institutions},
	publisher = {World Bank :},
	year = {c2006.},
	address = {Washington, DC :},
	url = {https://ezproxy.taylors.edu.my/login?url=http://site.ebrary.com/lib/taylorscollege/Doc?id=10137788}
}